CashWave - Instant Loan Partner
Secure, transparent, and compliant access to loan services for the Indian market
About CashWave
CashWave is an RBI-compliant loan aggregation platform for the Indian market, dedicated to providing users with secure, transparent, and efficient personal loan recommendation and matching services.
The platform collaborates closely with licensed non-banking financial companies (NBFCs) to accurately match borrowers with compliant lenders, making the loan application process faster and more reliable.
CashWave does not directly issue loans or charge any interest fees. Instead, it acts as a legal loan intermediary service provider, providing loan matching, product recommendations, and risk compliance support within regulatory frameworks.
Our Mission: Our core goal is to enable every Indian user to conveniently access trusted financial support in a compliant, secure, and responsible manner. CashWave firmly believes that high-quality financial services should be based on transparent rules, legal cooperation, and data security, providing users with truly fair financial opportunities.
Authorized Lending Partner
Capital Source: D O S Lease & Finance Pvt. Ltd.
As a licensed non-banking financial company (NBFC) authorized by the Reserve Bank of India (RBI), D O S Lease & Finance Pvt. Ltd. is responsible for providing loan funding, underwriting, loan disbursement, and subsequent repayment management services. CashWave provides the technical matchmaking and loan application process between users and the NBFC.
This partnership adheres to the relevant policies and guidelines of the RBI and the Financial Services Regulatory Authority (FSDC), ensuring compliance with legal regulations, transparent fees, and data protection throughout the entire loan process.
Usage Process
Download & Install
Download and install the CashWave app
Register & Verify
Register an account and complete KYC verification
Fill Requirements
Fill in your loan requirements (amount, term, purpose, etc.)
Smart Matching
Submit to the lender for loan amount and term matching
Quick Approval
Submit your application and receive approval within minutes
Funds Disbursed
Loans will be transferred directly to your bank account
Loan Details
Loan Example
To help you better understand the cost of a loan, the following example uses a ₹10,000 loan with a 180-day term and an 18% Annual Percentage Rate (APR):
Calculation:
Daily interest rate = 18% ÷ 365 ≈ 0.0493% / day
Total interest = ₹10,000 × 0.0493% × 180 = ₹887.4 (≈ ₹900)
Total repayment = Principal + Interest = ₹10,000 + ₹900 = ₹10,900
Monthly payment (6 months) = ₹10,900 ÷ 6 ≈ ₹1,817
Note: The above is only a sample loan cost. Actual interest, fees, and repayment amounts may vary slightly depending on the partner financial institution's lending policies, interest calculation method (e.g., equal installments of principal and interest, equal installments of principal), repayment date, and other terms. Please refer to the actual signed loan agreement and the institution's website for accuracy.
Platform Description
- CashWave is not a direct lender and operates solely as a legal loan intermediary.
- The final approval decision, amount, interest rate, fees, and repayment plan for all loans are determined by the partnering NBFC.
- Users are advised to carefully read the loan terms and privacy policy before borrowing and make prudent decisions based on their personal financial circumstances.
- CashWave strictly adheres to relevant Indian laws and regulations and firmly protects the legal rights and interests of minors. Our services are only available to Indian citizens aged 18 and above.
Customer Support
If you have any questions, suggestions, or complaints, please feel free to contact us. Our customer service team will provide you with prompt and professional support and answers.
Ready to Apply for a Loan?
Download the CashWave app today and get instant access to trusted loan services.